A secondary market that lets community banks and Farm Credit associations offer long-term fixed-rate farm mortgages. Ask your local lender if they can place the loan through Farmer Mac for better terms.
- Typical award
- $50,000 and up
- Deadline
- Rolling — through participating lenders
- Type of support
- Loans & credit · Land & mortgages
- Who can apply
- Individual producer, Other
- Fits these operations
- Vegetables & produce, Cut flowers, Orchard & fruit, Mixed / diversified, Value-added & food business, Urban farm
The eligibility and application details below are general guidance for this kind of program, not text copied from the funder. The facts above — who runs it, how much, and when it closes — are hand-checked. Always confirm specifics on the official page.
Am I eligible?
- Open nationwide — check for state-level ranking or set-asides
- Individual farmers, ranchers, and farm businesses may apply
- Active SAM.gov registration and UEI number required before award
- Must be in compliance with USDA/federal program rules (AGI limits, conservation compliance)
- Credit history, repayment ability, and collateral are reviewed
- Business plan and cash-flow projections generally required
How to apply
- 1Talk to a Federal Agricultural Mortgage Corporation (through local lenders) loan officer about the size and purpose of the loan
- 2Assemble financials: balance sheet, income history, and projections
- 3Submit the application with your business plan and collateral information
- 4Respond to underwriting questions, then close and draw funds
What you'll need
- Farm or business name, address, and tax ID / EIN
- Three years of tax returns (or projections if you're just starting)
- Current balance sheet and cash-flow projection
- Business plan and description of what the loan will buy
- Collateral list and any existing debt schedule
Timeline & contact
Typically 30–90 days from application to closing, faster for microloans
Get help: Federal Agricultural Mortgage Corporation (through local lenders) — your local USDA Service Center or state office can walk you through it
Ready to apply?
Applications go through Federal Agricultural Mortgage Corporation (through local lenders), not through this site. Open the official page below for eligibility rules, forms, and contacts. For federal programs it's worth calling your local USDA Service Center or Cooperative Extension office first — they help with paperwork for free and know what your county actually funds.
This listing was last hand-checked August 2026.