Small Farm Fund Finder
All opportunities
FederalRolling / continuousLoan / creditNationwide

Farm Storage Facility Loan (FSFL)

USDA Farm Service Agency

Low-interest financing for cold storage, wash-pack buildings, handling equipment, and storage-and-handling trucks. Explicitly covers fruit and vegetable cold storage for small operations.

Typical award
Up to $500,000; microloan option up to $50,000 with reduced paperwork
Deadline
Rolling — apply any time at your county FSA office
Type of support
Loans & credit · Energy & infrastructure
Who can apply
Individual producer, Beginning / underserved, Tribal
Fits these operations
Vegetables & produce, Orchard & fruit, Mixed / diversified, Value-added & food business, Cut flowers
The eligibility and application details below are general guidance for this kind of program, not text copied from the funder. The facts above — who runs it, how much, and when it closes — are hand-checked. Always confirm specifics on the official page.

Am I eligible?

  • Open nationwide — check for state-level ranking or set-asides
  • Individual farmers, ranchers, and farm businesses may apply
  • Tribes, tribal producers, and tribal enterprises are eligible
  • Beginning, veteran, and historically underserved producers are prioritized
  • Active SAM.gov registration and UEI number required before award
  • Must be in compliance with USDA/federal program rules (AGI limits, conservation compliance)
  • Credit history, repayment ability, and collateral are reviewed
  • Business plan and cash-flow projections generally required

How to apply

  1. 1Talk to a USDA Farm Service Agency loan officer about the size and purpose of the loan
  2. 2Assemble financials: balance sheet, income history, and projections
  3. 3Submit the application with your business plan and collateral information
  4. 4Respond to underwriting questions, then close and draw funds

What you'll need

  • Farm or business name, address, and tax ID / EIN
  • Three years of tax returns (or projections if you're just starting)
  • Current balance sheet and cash-flow projection
  • Business plan and description of what the loan will buy
  • Collateral list and any existing debt schedule

Timeline & contact

Typically 30–90 days from application to closing, faster for microloans
Get help: USDA Farm Service Agency — your local USDA Service Center or state office can walk you through it

Ready to apply?

Applications go through USDA Farm Service Agency, not through this site. Open the official page below for eligibility rules, forms, and contacts. For federal programs it's worth calling your local USDA Service Center or Cooperative Extension office first — they help with paperwork for free and know what your county actually funds.

Open official page

This listing was last hand-checked August 2026.

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Climate Smart Farm Equipment Grant

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Opens Sept 4, 2026 — first-come, first-served until funds run out

Reimburses Washington commercial agriculture operations for equipment that reduces greenhouse gas emissions, improves soil health, or increases farm resilience. Funded by the Climate Commitment Act.

  • Farm or business must operate in WA
  • Individual farmers, ranchers, and farm businesses may apply

Reimburses 75% of eligible equipment costs, up to $200,000 per farm per year

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Massachusetts Climate Smart Agriculture Program

Massachusetts Department of Agricultural Resources

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Funds farm-level climate adaptation, energy efficiency, renewable energy, and resource conservation projects across multiple grant tracks.

  • Farm or business must operate in MA
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Often $5,000–$50,000+; varies by track

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