Private / NonprofitRolling / continuousTechnical assistance
National Young Farmers Coalition
Rolling — cohort programs open periodically
Land-access navigators, lease and purchase templates, and regional cohort programs for young and beginning farmers searching for secure tenure.
- Open nationwide — check for state-level ranking or set-asides
- Individual farmers, ranchers, and farm businesses may apply
No-cost technical assistance; some cohorts include stipends
Land accessBeginning / underservedIndividual producer
FederalRolling / continuousLoan / credit
USDA Farm Service Agency
Apply any time; funds allocated through the fiscal year
Long-term financing to buy a farm, build or improve farm buildings, or pay closing costs. A share of funds is reserved every year for beginning and underserved producers.
- Open nationwide — check for state-level ranking or set-asides
- Individual farmers, ranchers, and farm businesses may apply
Up to $600,000; terms up to 40 years
Land accessIndividual producerBeginning / underservedTribal
FederalRolling / continuousLoan / credit
USDA Farm Service Agency
Rolling; coordinate with FSA and your lender
Pairs a low-interest FSA loan with a commercial lender so a beginning or underserved producer can buy a farm with roughly 5% down instead of 20–30%.
- Open nationwide — check for state-level ranking or set-asides
- Individual farmers, ranchers, and farm businesses may apply
Up to 45% of purchase price, max ~$300,150; 1.5% interest, 20-year term
Land accessBeginning / underservedIndividual producerTribal