Every region has a Farm Credit association (AgWest, Compeer, GreenStone, Farm Credit East, AgFirst and others) with dedicated young/beginning/small farmer credit, reduced fees and starter lines of credit. Find your local association first — terms vary by region.
- Typical award
- $5,000–$1,000,000+
- Deadline
- Rolling
- Type of support
- Loans & credit · Farm Credit System
- Who can apply
- Individual producer, Beginning / underserved
- Fits these operations
- Vegetables & produce, Cut flowers, Orchard & fruit, Mixed / diversified, Value-added & food business, Urban farm
The eligibility and application details below are general guidance for this kind of program, not text copied from the funder. The facts above — who runs it, how much, and when it closes — are hand-checked. Always confirm specifics on the official page.
Am I eligible?
- Open nationwide — check for state-level ranking or set-asides
- Individual farmers, ranchers, and farm businesses may apply
- Beginning, veteran, and historically underserved producers are prioritized
- Credit history, repayment ability, and collateral are reviewed
- Business plan and cash-flow projections generally required
How to apply
- 1Talk to a Northwest Farm Credit / regional Farm Credit associations loan officer about the size and purpose of the loan
- 2Assemble financials: balance sheet, income history, and projections
- 3Submit the application with your business plan and collateral information
- 4Respond to underwriting questions, then close and draw funds
What you'll need
- Farm or business name, address, and tax ID / EIN
- Three years of tax returns (or projections if you're just starting)
- Current balance sheet and cash-flow projection
- Business plan and description of what the loan will buy
- Collateral list and any existing debt schedule
Timeline & contact
Typically 30–90 days from application to closing, faster for microloans
Get help: Northwest Farm Credit / regional Farm Credit associations — contact details are on the official program page
Ready to apply?
Applications go through Northwest Farm Credit / regional Farm Credit associations, not through this site. Open the official page below for eligibility rules, forms, and contacts. For federal programs it's worth calling your local USDA Service Center or Cooperative Extension office first — they help with paperwork for free and know what your county actually funds.
This listing was last hand-checked August 2026.