Charitable integrated-capital fund for BIPOC farmers — blends grants, 0% loans, and land-access support rather than conventional debt. Applications open in cohorts.
The eligibility and application details below are general guidance for this kind of program, not text copied from the funder. The facts above — who runs it, how much, and when it closes — are hand-checked. Always confirm specifics on the official page.
Am I eligible?
Open nationwide — check for state-level ranking or set-asides
Individual farmers, ranchers, and farm businesses may apply
Non-profits, co-ops, and community organizations may apply
Tribes, tribal producers, and tribal enterprises are eligible
Beginning, veteran, and historically underserved producers are prioritized
Credit history, repayment ability, and collateral are reviewed
Business plan and cash-flow projections generally required
How to apply
1Talk to a Potlikker Capital loan officer about the size and purpose of the loan
2Assemble financials: balance sheet, income history, and projections
3Submit the application with your business plan and collateral information
4Respond to underwriting questions, then close and draw funds
What you'll need
Farm or business name, address, and tax ID / EIN
Three years of tax returns (or projections if you're just starting)
Current balance sheet and cash-flow projection
Business plan and description of what the loan will buy
Collateral list and any existing debt schedule
Timeline & contact
Typically 30–90 days from application to closing, faster for microloans
Get help: Potlikker Capital — contact details are on the official program page
Ready to apply?
Applications go through Potlikker Capital, not through this site. Open the official page below for eligibility rules, forms, and contacts. For federal programs it's worth calling your local USDA Service Center or Cooperative Extension office first — they help with paperwork for free and know what your county actually funds.
CDFI serving California's beginning, immigrant, and Spanish-speaking farmers: micro to equipment loans, land-tenure coaching, lease templates, and matching between retiring and incoming growers.
Farm or business must operate in CA
Individual farmers, ranchers, and farm businesses may apply
$2,500–$1,000,000
Land & farm transferIndividual producerBeginning / underserved
Holds farmland in community commons and offers long-term, affordable, equity-building leases to next-generation farmers. Also advises on land transition and succession.
Open nationwide — check for state-level ranking or set-asides
Individual farmers, ranchers, and farm businesses may apply
Long-term affordable leases; no purchase capital required
Land & farm transferIndividual producerNon-profitBeginning / underserved
Free one-on-one advising for New England farmers on finding land, negotiating leases, and planning farm succession, plus a national library of tools and worksheets.
Open nationwide — check for state-level ranking or set-asides
Individual farmers, ranchers, and farm businesses may apply
Free advising and toolkits
Land & farm transferIndividual producerBeginning / underserved