Long-term fixed-rate financing for real estate, commercial kitchens, processing lines and heavy equipment, with as little as 10% down. Good fit for a farm building a packing house, creamery or retail space.
The eligibility and application details below are general guidance for this kind of program, not text copied from the funder. The facts above — who runs it, how much, and when it closes — are hand-checked. Always confirm specifics on the official page.
Am I eligible?
Open nationwide — check for state-level ranking or set-asides
Individual farmers, ranchers, and farm businesses may apply
Active SAM.gov registration and UEI number required before award
Must be in compliance with USDA/federal program rules (AGI limits, conservation compliance)
Credit history, repayment ability, and collateral are reviewed
Business plan and cash-flow projections generally required
How to apply
1Talk to a SBA Certified Development Companies loan officer about the size and purpose of the loan
2Assemble financials: balance sheet, income history, and projections
3Submit the application with your business plan and collateral information
4Respond to underwriting questions, then close and draw funds
What you'll need
Farm or business name, address, and tax ID / EIN
Three years of tax returns (or projections if you're just starting)
Current balance sheet and cash-flow projection
Business plan and description of what the loan will buy
Collateral list and any existing debt schedule
Timeline & contact
Typically 30–90 days from application to closing, faster for microloans
Get help: SBA Certified Development Companies — your local USDA Service Center or state office can walk you through it
Ready to apply?
Applications go through SBA Certified Development Companies, not through this site. Open the official page below for eligibility rules, forms, and contacts. For federal programs it's worth calling your local USDA Service Center or Cooperative Extension office first — they help with paperwork for free and know what your county actually funds.
Low-interest loans and grants for essential community facilities in towns under 20,000 — food banks, community kitchens, food hubs, farmers market buildings.
Open nationwide — check for state-level ranking or set-asides
Non-profits, co-ops, and community organizations may apply
Large infrastructure and business-development grants for regional economies. Food hubs, processing parks, and ag innovation centers are eligible through a local development district or nonprofit.
Open nationwide — check for state-level ranking or set-asides
Non-profits, co-ops, and community organizations may apply